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PointSav Documentation

The engineering library for the PointSav platform — operating systems and services for regulated businesses that own their data, their AI, and their record-keeping outright. Where the monorepo holds the code, this wiki holds the reasoning: architecture, services, security, and the governance commitments that bind future development.

PointSav Digital Systems

Wallet settlement — the design

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89c36c1a · PointSav Digital Systems ·

Track-B documentation wave: services category — mandatory Test-1 self-contradiction fix (service-fs-data-lake), Test-3 split, structural + mechanical frontmatter fixes across 17 articles

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@@ -9,8 +9,10 @@ content_type: topic
quality: complete
index_group: specialist-and-domain-services
status: active
audience: vendor-public
bcsc_class: forward-looking
last_edited: 2026-08-22
language_protocol: PROSE-TOPIC
last_edited: 2026-09-05
editor: pointsav-engineering
paired_with: service-wallet-settlement.es.md
references:
@@ -46,10 +48,6 @@ never a custodial wallet — a distinction that matters both structurally and le
  tenant's balance would be an accounting figure representing an amount owed, not a pool of
  funds under platform control.

If built as designed, this would keep the platform structurally outside regulated
money-transmitter and custodial-wallet territory. This is a description of intended design,
not legal advice; a tenant's own payment activities are their own counsel's to assess.

## What the design proposes

A signed record per credit, debit, or fee entry, tracking amount, currency, chain (if
@@ -62,9 +60,15 @@ other platform records, and the full ledger history would be exportable by the t
time in the same format it was written in — unconditional portability, matching the
platform's customer-owned-data commitments elsewhere.[^3]

Specific fee percentages, chain choices, and gas-abstraction mechanics named in earlier
drafts of this design are implementation detail that has not been decided, let alone built —
not repeated here as though they were settled.
## What this is not

No implementation exists yet — everything above is design, not a shipped service. If built
as designed, this would keep the platform structurally outside regulated money-transmitter
and custodial-wallet territory; that is a description of intended design, not legal advice,
and a tenant's own payment activities remain their own counsel's to assess. Specific fee
percentages, chain choices, and gas-abstraction mechanics named in earlier drafts of this
design are implementation detail that has not been decided, let alone built — not repeated
here as though they were settled.

## See also
Important Information

Corporate structure. PointSav Digital Systems ("PointSav") is currently a trade name of Woodfine Capital Projects Inc. ("Woodfine"), planned to become a wholly-owned Woodfine subsidiary upon incorporation. PointSav does not itself offer, sell, or solicit any security. Any securities offering associated with Woodfine's real-property direct-hold solutions is made exclusively by Woodfine, and only by means of the applicable Private Placement Memorandum.

No investment advice. This wiki's content is provided for engineering, operational, research, and development purposes. Nothing on this wiki constitutes investment advice or a solicitation to invest in any Woodfine partnership or direct-hold solution.

Intellectual property. The PointSav name, trade name, wordmark, and marks, together with all current and future PointSav- and Totebox-branded products, services, and offerings — and the software, source code, documentation, design system, and all related materials — are proprietary to Woodfine and its affiliates, except for components identified as open source. No rights are granted except as expressly set out in a written license or agreement. The full trademark notice appears in the footer of every page on this site.

Open source components. Portions of the platform are made available under permissive open-source licenses identified in the accompanying repository. Use of those components is governed by their respective license terms.

No warranty; informational use. Content on this wiki is provided for general informational purposes only and does not constitute a representation, warranty, or commitment with respect to product functionality, availability, pricing, or roadmap. Some articles describe planned or intended features, capabilities, and milestones — language such as "planned," "intended," "targeted," "may," and "expected" marks this forward-looking content, which is subject to change and does not constitute a commitment regarding future performance.

Confidentiality. Where an article describes an operational or deployment detail that is not intended for public disclosure, that article is not published on this wiki. Content here is general-purpose engineering documentation, not customer-specific configuration.

Jurisdiction. Woodfine Capital Projects Inc. is organized in British Columbia, Canada. References to the Sovereign Data Foundation on this wiki describe a planned or intended initiative only, not a current equity holder or active governance body.

Changes to this notice. PointSav may update this notice from time to time; the version posted on this page governs.

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Full disclaimer. This notice supplements, and does not replace, the full Disclaimers article. In the event of any conflict, the full Disclaimers article governs.

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