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PointSav Documentation

The engineering library for the PointSav platform — operating systems and services for regulated businesses that own their data, their AI, and their record-keeping outright. Where the monorepo holds the code, this wiki holds the reasoning: architecture, services, security, and the governance commitments that bind future development.

PointSav Digital Systems

Revision as of · 89c36c1a

Historical revision — this record as it stood on 5 September 2026, not the current version. View the current record →

Wallet settlement — the design

service-wallet is a planned per-tenant accounting ledger for revenue from the platform's data marketplace and ad exchange — recording and settling what a tenant is owed as cryptographically signed entries, never holding funds itself. No implementation exists yet; this article describes the design, not a shipped service. A distinct, real, already-shipped utility named tool-wallet exists in the same monorepo — a single-tenant, vendor-side Polygon USDC payment watcher for license purchases — but it is a different component with a different purpose, not this planned ledger under another name.

The design's central distinction

The design calls for service-wallet to be an accounting ledger, never a payment rail and never a custodial wallet — a distinction that matters both structurally and legally.

  • Accounting ledger: records credits, debits, and fees as signed entries denominated in the operator's chosen unit of account; no funds pass through the platform.
  • Not a payment rail: money would move directly between the buyer and the destination address or smart contract; the platform's fee is intended as an accounting deduction at the moment a credit is recorded, not a separate money movement.
  • Not a custodial wallet: the platform would never hold a tenant's private keys — a tenant's balance would be an accounting figure representing an amount owed, not a pool of funds under platform control.

What the design proposes

A signed record per credit, debit, or fee entry, tracking amount, currency, chain (if applicable), fee deduction, and a running tenant balance. A settlement flow where a revenue event records a credit with the platform fee deducted at that step, the tenant's balance accumulates, and the tenant — not the platform — initiates any withdrawal, whether to a crypto address, a bank account, or reinvested as compute credit. Every withdrawal receipt would anchor to the same external transparency log FS anchor emitter already uses for other platform records, and the full ledger history would be exportable by the tenant at any time in the same format it was written in — unconditional portability, matching the platform's customer-owned-data commitments elsewhere.1

What this is not

No implementation exists yet — everything above is design, not a shipped service. If built as designed, this would keep the platform structurally outside regulated money-transmitter and custodial-wallet territory; that is a description of intended design, not legal advice, and a tenant's own payment activities remain their own counsel's to assess. Specific fee percentages, chain choices, and gas-abstraction mechanics named in earlier drafts of this design are implementation detail that has not been decided, let alone built — not repeated here as though they were settled.

See also

  1. PointSav platform specification: customer-owned graph intellectual property — the portability and ownership guarantees for operator-generated graph data. ↩

Important Information

Corporate structure. PointSav Digital Systems ("PointSav") is currently a trade name of Woodfine Capital Projects Inc. ("Woodfine"), planned to become a wholly-owned Woodfine subsidiary upon incorporation. PointSav does not itself offer, sell, or solicit any security. Any securities offering associated with Woodfine's real-property direct-hold solutions is made exclusively by Woodfine, and only by means of the applicable Private Placement Memorandum.

No investment advice. This wiki's content is provided for engineering, operational, research, and development purposes. Nothing on this wiki constitutes investment advice or a solicitation to invest in any Woodfine partnership or direct-hold solution.

Intellectual property. The PointSav name, trade name, wordmark, and marks, together with all current and future PointSav- and Totebox-branded products, services, and offerings — and the software, source code, documentation, design system, and all related materials — are proprietary to Woodfine and its affiliates, except for components identified as open source. No rights are granted except as expressly set out in a written license or agreement. The full trademark notice appears in the footer of every page on this site.

Open source components. Portions of the platform are made available under permissive open-source licenses identified in the accompanying repository. Use of those components is governed by their respective license terms.

No warranty; informational use. Content on this wiki is provided for general informational purposes only and does not constitute a representation, warranty, or commitment with respect to product functionality, availability, pricing, or roadmap. Some articles describe planned or intended features, capabilities, and milestones — language such as "planned," "intended," "targeted," "may," and "expected" marks this forward-looking content, which is subject to change and does not constitute a commitment regarding future performance.

Confidentiality. Where an article describes an operational or deployment detail that is not intended for public disclosure, that article is not published on this wiki. Content here is general-purpose engineering documentation, not customer-specific configuration.

Jurisdiction. Woodfine Capital Projects Inc. is organized in British Columbia, Canada. References to the Sovereign Data Foundation on this wiki describe a planned or intended initiative only, not a current equity holder or active governance body.

Changes to this notice. PointSav may update this notice from time to time; the version posted on this page governs.

Not a filing system. This wiki is not a securities filing system, an electronic disclosure repository, or a substitute for SEDAR+ or any other regulatory filing system. Formal securities filings are made through the applicable regulatory filing system, not through this wiki.

Full disclaimer. This notice supplements, and does not replace, the full Disclaimers article. In the event of any conflict, the full Disclaimers article governs.

Read the full disclaimer →