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PointSav Documentation

The engineering library for the PointSav platform — operating systems and services for regulated businesses that own their data, their AI, and their record-keeping outright. Where the monorepo holds the code, this wiki holds the reasoning: architecture, services, security, and the governance commitments that bind future development.

tool-construction — construction cost, schedule, and quality ledger

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8c65e918 · PointSav Digital Systems ·

docs(applications): add missing 'why it matters' sentences to 4 tool-construction sections per profile-documentation.md §6 (Wikipedia-grounded drift check)

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@@ -11,7 +11,7 @@ status: active
audience: vendor-public
bcsc_class: forward-looking
language_protocol: PROSE-TOPIC
last_edited: 2026-09-01
last_edited: 2026-09-03
editor: pointsav-engineering
paired_with: tool-construction.es.md
short_description: "A flat-file, owner-held ledger for construction cost, schedule, and quality control, built on the same double-entry discipline as tool-accounting; the core engine now runs as a real CLI, posting a live pilot's estimates through all four cost-type chains — estimate-stage only, with no console surface yet."
@@ -101,6 +101,8 @@ Two characteristics of the reporting are worth stating because they are unusual.

Construction contracts are subject to statutory holdback (retainage) — a defined percentage of every certified payment withheld by the owner, released once a lien period during which unpaid suppliers can register a claim against the building expires with no claims registered. The design accounts for three consequences this creates: holdback applies against a certified payment application as a whole, not just against subcontract work; different kinds of work carry different lien periods, so parties on the same project become releasable on different dates; and the relevant statutory clocks run in working days, not calendar days, making a correct working-day calendar a legal requirement of the software rather than a scheduling convenience. The subcontract chain's certification and retainage mechanics are built; the working-day calendar and statutory-clock model is the largest piece of this section still unimplemented, and it gates the payment-cycle reporting that would sit on top of it.

**Why it matters:** a holdback released one day early, or a lien period miscounted by even one working day, is a real compliance failure under lien law, not a rounding error the software can quietly absorb — which is exactly why the calendar model is treated as a legal requirement rather than a scheduling nicety.

---

## Platform services
@@ -119,10 +121,14 @@ The platform's archive substrate and terminal are free (Apache-2.0); cross-archi

The platform's distribution rules classify `tool-*` components as internal operator tooling not distributed as a standalone product by default, with exceptions granted individually — `tool-wallet` is the one existing precedent. **No distribution exception is currently recorded for `tool-construction`.**

**Why it matters:** the free/paid line sits at the domain engineering itself, not at the infrastructure underneath it — the same principle that keeps the platform's archive substrate and terminal free applies here too, just one layer up.

## Licensing

`tool-construction` is licensed under AGPL-3.0-or-later. AGPL-3.0-or-later is a copyleft license: the source code is available to everyone, and any modified version — including one operated as a network service — must be released under the same license if it is distributed or made available over a network. A separate PointSav-Commercial license is available as a paid alternative for anyone who needs to distribute a modified version, or offer it as a network service, without that copyleft obligation.

**Why it matters:** a lender or an owner's own engineer can read and audit the full source before deciding whether to trust it — the code is not a black box behind a paywall.

---

## What is not yet built
@@ -131,6 +137,8 @@ The boundaries stated at the top are worth restating precisely. Not yet built: t

Open design questions that remain genuinely unresolved include whether quality sign-offs need cryptographic signing given their potential legal weight in a defect claim, whether individual-performance scoring belongs inside this system or stays a separate concern, and what triggers and authorizes the sale-transition access transfer and interfaces with a real legal closing process.

**Why it matters:** none of these gaps is hidden inside a passing test or a silent fallback — each is named here so a reader evaluating the engine knows precisely which claims are proven today and which are still stated intent.

## See also

- [[tool-accounting]] — the sibling accounting engine designed to receive a one-way cost feed from this ledger
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